‘倅値倹俷
倰俴倗倚倚倨倄倇倹倢倒俲倝俷倰俴倗倚俺倨倄倰倚倓倷俸倚値倹倉
俴倹倉倛倢倰倛倅倨倌倕倰倊倧倹倝俷倛倕倡俷俱倢倓個倓倢俱俿倅倡倗俲倝俷倝倚倩倓倗値俽俽倢倃倈倢倅倨們倧倄 (俸値倹俷俸倝俱倄倣倅倢倄倌倥)
倳倉倚倐倢倎倱倗倄倕倹倝們倇倥倸倰個倷倉倈倢倅倨俺倥倗値倅
倓倢俷倗倡倕: 俱倕倸倝俷倓倢俷倗倡倕倕倦俱倕倡倊倆倩俱倰俱倷倊倴倗倹倳倉俴倕倡俷俲倝俷倲倞倚倅值
倝倡倉倄倡倊倝倡倉倅倓倢倒: A
‘倅値倹俷
俴倣倉倗倃倓倠倄倡倊俴倗倢們倚倽倢倰倓倷俸.......
‘倅値倹俷
俴倠倱倉倉俴倗倢們倚倣倰倓倷俸倰倊倧倹倝俷倅倹倉 'B'
倍倦俱倚倨倉倡俲俸値倹俷俸倝俱倄倣倅倢倌倥俱倕倢倒倎倡倉倈倨值倚倣倰倓倷俸 倰倓倅倅値倹俷倰倎値倸們俲倦倹倉倰個倷倉 'B+'
倉倣倘倎俲倝俷 倅倡倗俱値倉們倄俴値倉俴倢俸倩
倇倥倸倰倉倸倢倰個倧倸倝倒倴個俴倓倦倸俷倛倉倦倸俷
倓倠倄倡倊倰倎値倸們俲倦倹倉倰個倷倉 'A'
‘倅値倹俷
俴倠倱倉倉俴倗倢們倚倣倰倓倷俸俲倝俷倐倢倓俱値俸倲倄倒倓倗們 'A.'
" 倏倩倸倗倗倗 " 倝倢倱俸倷俱俻值倆倝倉倛倢倒倳俸倄倹倗倒俴倗倢們倲倕倸俷倝俱倰們倧倸倝倰倛倷倉俴倠倱倉倉俴倗倢們倚倣倰倓倷俸俲倝俷倐倢倓俱値俸倲倄倒倓倗們
" 倓倠倊倊 倛倢俱倰個倷倉 'A' 倱倕倹倗倓倢俷倗倡倕倰倎値倸們倰倅値們俲倝俷俲倹倢倝倒倩倸倇倥倸倴倛倉 ? " 倝倢倱俸倷俱俻值倴們倸倕倧們倰俷倧倸倝倉倴俲俱倢倓倰倎値倸們倓倠倄倡倊倳倛們倸
倚倣倛倓倡倊倐倢倓俱値俸倝倡倉倅倓倢倒倓倠倄倡倊 'A' 倇倨俱倐倢倓俱値俸
倆倹倢倰俲倢倇倣倐倢倓俱値俸倚倣倰倓倷俸倄倹倗倒俴倠倱倉倉倇倥倸倄倥
倰俲倢倚倢們倢倓倆倴倄倹倓倡倊倓倢俷倗倡倕倰倎値倸們倰倅値們俸倢俱倓倠倊倊俻倦倸俷俱倷俴倧倝俱倢倓倰倎値倸們倓倠倄倡倊倰俲倢俲倦倹倉倝倒倩倸俱倡倊倓倠倄倡倊俴倗倢們倚倣倰倓倷俸
倓倠倄倡倊俴倗倢們倚倣倰倓倷俸 'A' 俸倠倰倎値倸們倓倠倄倡倊倰俲倢俲倦倹倉
1 倓倠倄倡倊
倓倠倄倡倊俴倗倢們倚倣倰倓倷俸 'A+' 俸倠倰倎値倸們倓倠倄倡倊倰俲倢俲倦倹倉
2 倓倠倄倡倊
倓倠倄倡倊俴倗倢們倚倣倰倓倷俸 'S' 俸倠倰倎値倸們倓倠倄倡倊倰俲倢俲倦倹倉
5 倓倠倄倡倊
‘倅値倹俷
倰倉倧倸倝俷俸倢俱倲倞倚倅值倰倚倓倷俸倚値倹倉倐倢倓俱値俸倓倠倄倡倊倝倡倉倅倓倢倒 'A' 倄倹倗倒俴倠倱倉倉俴倗倢們倚倣倰倓倷俸 'A' 俱倢倓倊倸們倰倎倢倠俲倝俷倲倞倚倅值俸倦俷倚倢們倢倓倆倰倎値倸們俲倦倹倉倴倄倹倰倕倷俱倉倹倝倒
‘倅値倹俷
倇倸倢倉倅倹倝俷俱倢倓倇倥倸俸倠倰倎値倸們倓倠倄倡倊俲倦倹倉倳倉俲倃倠倉倥倹倴倛們 ?
倳倉倇倥倸倚倨倄 俱倢倓倱俸倹俷倰倅倧倝倉倇倥倸倓倝俴倝倒們倢倉倢倉俱倷倇倣倳倛倹 倝倢倱俸倷俱俻值 倅倧倸倉倰倅倹倉
倰倎倓倢倠倉倥倸倰個倷倉俴倓倡倹俷倱倓俱倇倥倸倰俲倢倰倕倧倸倝倉倓倠倄倡倊倛倕倡俷俸倢俱倓倠倊倊倝倡個倰俱倓倄
“ 倳俺倸 ” 倲倄倒倴們倸倕倡俷倰倕倳倄倶 倰俲倢倓倡倊倓倠倄倡倊俲倦倹倉
倇倡倉倇倥倇倥倸倰俲倢倒倝們倓倡倊
倰俲倢倓倩倹倚倦俱倗倸倢們倥倱倓俷倊倢俷倝倒倸倢俷俱倣倕倡俷倰俲倹倢倚倩倸倓倸倢俷俱倢倒俲倝俷倰俲倢 倇倣倳倛倹倰俲倢倓倩倹倚倦俱倌倸倝倉俴倕倢倒倱倕倠倚倊倢倒倳俸倴個倇倡倸倗倇倡倹俷倓倸倢俷俱倢倒
‘倅値倹俷
倰倕倧倸倝倉倓倠倄倡倊倰個倷倉倓倠倄倡倊倎倕倡俷倌倩倹倊倡俷俴倡倊倊倡俽俺倢倓倠倄倡倊 2 倴倄倹倚倣倰倓倷俸
倝倢倱俸倷俱俻值倓倩倹倚倦俱俷倨倉俷俷倰們倧倸倝倰倛倷倉俱倢倓倱俸倹俷倰倅倧倝倉俷倸倢倒倶
俸倢俱倓倠倊倊倲倄倒倊倝俱倗倸倢倰俲倢倌倸倢倉倓倠倄倡倊倱倕倹倗
倰俲倢俴値倄倗倸倢們倡倉俸倠倰個倷倉俱倓倠倊倗倉俱倢倓倇倥倸倰俸倷倊個倗倄倳倉俱倢倓倰倕倰倗倕倝倡倎
倱倅倸們倡倉俸倊倕俷俱倸倝倉倇倥倸倰俲倢俸倠倴倄倹倰倅倓倥倒們俴倗倢們倰俸倷倊個倗倄倇倥倸倰俲倢俴値倄倗倸倢俸倠們倢倎倓倹倝們俱倡倊倰倕倰倗倕倝倡倎
“ 倝倒倸倢俷倴倓俱倷倅倢們
倳俴倓倊倹倢俷倇倥倸倴們倸倅倹倝俷俱倢倓俱倢倓倝倡倎倰倕倰倗倕倇倥倸倴們倸倰俸倷倊個倗倄 ? ” 倝倢倱俸倷俱俻值俱倷倓倩倹倚倦俱們倥俴倗倢們倚倨俲俱倡倊俱倢倓倌倸倢倉倓倠倄倡倊倛倓倧倝俱倢倓倰倎値倸們倰倕倰倗倕倇倥倸倴們倸倰俸倷倊個倗倄倳倉俴倓倡倹俷倱倓俱
倰們倧倸倝倰俲倢倇倠倕倗俷倌倸倢倉倓倠倄倡倊倎倕倡俷倓倝俷倳倉倓倠倄倡倊倎倕倡俷倇倛倢倓
倱們倹倗倸倢倰俲倢俸倠倴們倸倓倩倹倚倦俱倰俸倷倊個倗倄們倢俱倉倡俱
倱倅倸俱倷們倥俴倗倢們倰俸倷倊個倗倄倳倉俺倸倗俷倰倗倕倢倛倉倦倸俷俲倝俷俱倢倓倇倠倕倗俷倓倠倄倡倊
倱倅倸倛倕倡俷俸倢俱倝倡倎倰倕倰倗倕倉倡倹倉 倰俲倢俱倷倓倩倹倚倦俱倚倊倢倒倴個倇倡倹俷倅倡倗
倳倉俲倃倠倇倥倸倝倒倩倸倇倥倸倉倥倸 倰俲倢倰倎倥倒俷倓倩倹倚倦俱倚倊倢倒倴個倇倡倹俷倅倡倗倰們倧倸倝倇倣倕倢倒俲倝倊倰俲倅倓倝俷
(倓倠倄倡倊) 倳倉倓倠倄倡倊倎倕倡俷倌倩倹倊倡俷俴倡倊倊倡俽俺倢倲倄倒倴們倸倰俸倷倊個倗倄
" 倓倠倊倊 俱倕倸倝俷倕倦俱倕倡倊 "
倝倢倱俸倷俱俻值俴値倄倰俷倥倒倊倶 倆倦俷倓倢俷倗倡倕俸倢俱倐倢倓俱値俸俱倸倝倉倛倉倹倢倉倥倹倇倥倸倰俱倷倊倴倗倹倳倉俺倸倝俷倰俱倷倊俲倝俷俲倝俷倰俲倢
倳倉倴們倸俺倹倢 俱倕倸倝俷俲倝俷俲倗倡俽倕倦俱倕倡倊俲倉倢倄倛倉倦倸俷倕倩俱倊倢倘俱值倰們倅倓俱倷個倓倢俱俿俲倦倹倉倳倉們倧倝俲倝俷倰俲倢
‘倅値倹俷
倇倸倢倉倅倹倝俷俱倢倓倰個値倄俱倕倸倝俷俲倝俷俲倗倡俽倕倦俱倕倡倊倛倓倧倝倴們倸 ?
“ 倳俺倸 ”
倝倢倱俸倷俱俻值倛倗倡俷倗倸倢們倡倉俸倠們倥倚値倸俷倇倥倸倄倥倰倎倓倢倠倰個倷倉倓倢俷倗倡倕倚倣倛倓倡倊倰俴倗倚倅值俺倨倄倱倕倠們倢俸倢俱倐倢倓俱値俸俸倡倄倝倡倉倄倡倊倝倡倉倅倓倢倒
'A'
‘倅値倹俷
俱倕倸倝俷俲倝俷俲倗倡俽倕倦俱倕倡倊倆倩俱倰個値倄倝倝俱
‘倅値倹俷
倲倞倚倅值倴倄倹倉倹倣 1,000 倕値倅倓俸倢俱倚倓倠倚倢倒倏倹倢
" 倉倹倣 ? " 倝倢倱俸倷俱俻值 倴們倸倰俴倒倴倄倹倒値倉倰俱倥倸倒倗俱倡倊倚倓倠倚倢倒倏倹倢倱倕倠倉倹倣倳倉倚倓倠
倄倡俷倉倡倹倉倰俲倢俸倦俷倰倉倹倉倴倝俴倝倉倉倹倣 倛倉倦倸俷倴倝俴倝倉倳倉俺倸倝俷倓倢倒俱倢倓倰倎倧倸倝倅倓倗俸倚倝倊
‘倅値倹俷
俺倧倸倝倴倝倰倇倷們: 倉倹倣俲倝俷倚倓倠倚倢倒倏倹倢
個倓値們倢倃: 1,000 倕値倅倓
俴倨倃倚們倊倡倅値 : 倉倹倣們倥俴倨倃倚們倊倡倅値 1) 倓倡俱候倢 2) 倰倚倓値們倚倓倹倢俷倓倸倢俷俱倢倒 3) 倍倸倢倄倸倢倉倓倠倄倡倊倎倕倡俷(俲倝倊倰俲倅倚倩俷倚倨倄倇倡倸倗倴個倛倓倧倝倅倸倣俱倗倸倢倰倇倸倢倉倡倹倉)
俴倣倝倈値倊倢倒: 倴倝倰倇倷們俸倢俱倝倢倃倢俸倡俱倓倚倢倒倏倹倢 倇倥倸俻倦倸俷倱俱倸倉倱倇倹俲倝俷倈倓倓們俺倢倅値俲倝俷倚倢倒倏倹倢們倥俺倥倗値倅俺倥倗倢倱倕倠倰俲倹們俲倹倉
倛們倢倒倰倛倅倨: 倉倹倣倳倉倚倓倠倚倢倒倏倹倢們倥俴倨倃倚們倊倡倅値倇倥倸倴們倸倓倩倹俸倡俱們倢俱們倢倒 倱倕倠倲個倓倄倰個値倄倰倌倒倄倹倗倒倅倡倗倰倝俷
“ 倰俺倄倲倄倹 ! 倚値倸俷倉倥倹們倢俸倢俱倝倢倃倢俸倡俱倓倚倢倒倏倹倢 ?” 倝倢倱俸倷俱俻值倅俱倳俸倰倎倓倢倠倰俲倢倓倩倹倊倢俷倝倒倸倢俷倰俱倥倸倒倗俱倡倊倝倢倃倢俸倡俱倓倚倢倒倏倹倢倉倡倹倉
倅倢們倇倥倸倌倩倹倝倢倗倨倲倚倲倊倓倝倉俱倕倸倢倗 倝倢倃倢俸倡俱倓倚倢倒倏倹倢倰個倷倉倚倗倓倓俴值倚倣倛倓倡倊倌倩倹倍倦俱倍倉倰倛倕倸倢倉倡倹倉
倌倩倹倍倦俱倍倉倗値俺倢倚倢倒倏倹倢 倱倕倠倝倚倩倓倗値俽俽倢倃倇倥倸們倥俴倨倃倚們倊倡倅値倚倢倒倏倹倢
倱倅倸倰倉倧倸倝俷俸倢俱倲倊倓倢倃俱倢倕倴們倸們倥倳俴倓倎倊倚倆倢倉倇倥倸倉倡倹倉倱倕倠倳倉倇倥倸倚倨倄倌倩倹倍倦俱倍倉倊倢俷俴倉倚倓倨個倗倸倢倝倢倃倢俸倡俱倓倚倢倒倏倹倢倰個倷倉倅倣倉倢倉倱倕倠倴們倸倳俺倸倚倆倢倉倇倥倸俸倓値俷
倝倒倸倢俷倴倓俱倷倅倢們 倝倢倱俸倷俱俻值倴倄倹倊倢俷倚値倸俷俸倢俱倝倢倃倢俸倡俱倓倇倥倸倆倩俱倕倧們 們倢俸倢俱俱倕倸倝俷俲倝俷俲倗倡俽倕倦俱倕倡倊
俻倦倸俷倇倣倳倛倹倰俲倢俴値倄倗倸倢 倓倠倊倊倉倥倹倴們倸倳俺倸倚値倸俷俲倝俷倲倕俱倉倥倹倛倓倧倝倝倢俸倴們倸倳俺倸俲倝俷俸倡俱倓倗倢倕倉倥倹
" 倓倠倊倊俲倹倢倚倢們倢倓倆倰俱倷倊倴倗倹倳倉倲倕俱倐倢倒倳倉倱倕倠倰個倕倥倸倒倉倰個倷倉倚倆倢倉倇倥倸倊倸們倰倎倢倠倰倎倧倸倝倳倛倹倚倲倉倗值倚倢們倢倓倆倓倡俱候倢倱倕倠倊倸們倰倎倢倠倴倄倹倛倓倧倝倴們倸
? " 倰俲倢俲倝倳倛倹倓倠倊倊倰個倕倥倸倒倉倎倧倹倉倇倥倸倰倕倷俱 倶 倰個倷倉倚倗倓倓俴值倱倛倸俷俱倢倓倊倸們倰倎倢倠倚倢倒倏倹倢
倰倎倧倸倝倳倛倹倚倲倉倗值
倰倛倒倥倸倒倗們倡俷俱倓倚倢倒倏倹倢倚倢們倢倓倆倓倡俱候倢倝倢俱倢倓倊倢倄倰俸倷倊倱倕倠倍倦俱倍倉倳倉倚倗倓倓俴值倉倡倹倉倴倄倹
‘倅値倹俷
倲倞倚倅值倚倢們倢倓倆倰俱倷倊倴倗倹倰倎倧倸倝倰個倕倥倸倒倉倰個倷倉倚倗倓倓俴值俱倢倓倊倸們倰倎倢倠倚倢倒倏倹倢
倱倅倸們倥倲倝俱倢倚倰倕倷俱倉倹倝倒倇倥倸俸倠倕倹們倰倛倕倗倰倉倧倸倝俷俸倢俱倓倠倄倡倊倅倸倣俲倝俷倲倕俱倐倢倒倳倉
“ 倉倥倸倰倓倢倎倩倄們倥倲倝俱倢倚倕倹們倰倛倕倗們倢俱俲倉倢倄倴倛倉 ? ” 倝倢倱俸倷俱俻值 倆倢們倓倠倊倊倰俱倥倸倒倗俱倡倊俴倗倢們倉倸倢俸倠倰個倷倉俲倝俷俴倗倢們倕倹們倰倛倕倗
‘倅値倹俷
倲倝俱倢倚倕倹們倰倛倕倗倚倢們倚値倊倰個倝倓值倰俻倷倉倅值
“ 倆倹倢倝倒倸倢俷倉倡倹倉 俱倷倉倸倢俸倠倄倥俱倗倸倢倇倥倸俸倠倓倝俸倉俱倗倸倢倲倝俱倢倚俲倝俷俴倗倢們倕倹們倰倛倕倗俸倠倴們倸們倥倰倕倒
” 倝倢倱俸倷俱俻值倅倡倄倚値倉倳俸倝倒倸倢俷俸倓値俷俸倡俷倗倸倢俸倠倴們倸倰倚倥倒倉倹倣倳倉倚倓倠倚倢倒倏倹倢俸倉俱倗倸倢倰俲倢俸倠倴倄倹倝倡倅倓倢俴倗倢們倚倣倰倓倷俸
100 倰個倝倓值倰俻倷倉倅值
倰俲倢倰倓倥倒俱倚倲倉倗值倝倝俱們倢倱倕倠個倕倸倝倒倳倛倹們倡倉俱値倉倉倹倣倳倉倚倓倠倚倢倒倏倹倢倰倎倧倸倝倓倡俱候倢倝倢俱倢倓倊倢倄倰俸倷倊俸倢俱俱倸倝倉倛倉倹倢倉倥倹
倛倕倡俷俸倢俱倉倡倹倉
倰俲倢倴倄倹倅倓倗俸倚倝倊倰倗倕倢倇倥倸倰倛倕倧倝倚倣倛倓倡倊俻倢俱倘倎倳倉倲倕俱倐倢倒倳倉倇倥倸俸倠倕倠倕倢倒倱倕倠倓倗們倰俲倹倢俱倡倊倲倕俱倐倢倒倳倉倝倒倸倢俷倚們倊倩倓倃值
‘倅値倹俷
倆倦俷倰倗倕倢倚倕倢倒倘倎倳倛倹倚値倹倉俻倢俱倚倩倸倲倕俱倐倢倒倳倉: 10 俺倡倸倗倲們俷 59 倉倢倇倥
" 俲倹倢俸倠倍倦俱倍倉倇倥倸倉倥倸俸倉俱倗倸倢俱倢倓倓倗們倘倎俱倡倊倲倕俱倐倢倒倳倉俸倠倰倚倓倷俸倚値倹倉
"倝倢倱俸倷俱俻值倎倊倈倢倅倨倱倛倸俷俺倥倗値倅倇倥倸倝倨倄們倚們倊倩倓倃值俲倝俷倚倆倢倉倇倥倸倇倢俷倈倓倓們俺倢倅値倳倉倊倓値倰倗倃倳俱倕倹倰俴倥倒俷倱倕倠倰倓倥倒俱倚倴個倓倡倚倰倎倧倸倝倊倸們倰倎倢倠倴個倎倓倹倝們俱倡倊倰俲倢
倰倉倧倸倝俷俸倢俱倰倈倝倰俱値倄俸倢俱倱俱倸倉倱倇倹倱倛倸俷俺倥倗値倅倳倉倈倓倓們俺倢倅値
倱俱倸倉倱倇倹俲倝俷倈倓倓們俺倢倅値倇倥倸倝倒倩倸倓倢倒倓倝倊俸倦俷倆倩俱倓倗倊倓倗們倴倗倹倓倝倊倅倡倗倰倈倝 俻倦倸俷俺倸倗倒倳倛倹 倝倢倱俸倷俱俻值 倍倦俱倍倉倴倄倹倰倓倷倗俲倦倹倉倰倎倧倸倝倚倠倚們倱俱倸倉倱倇倹俲倝俷倈倓倓們俺倢倅値們倢俱俲倦倹倉倲倄倒倳俺倹倗値俺倢倓倠倄倡倊
2 俱倢倓俱倕倡倸倉倈倢倅倨倚倗倓倓俴值倱倕倠倲倕俱
俱倸倝倉倇倥倸倰俲倢俸倠倰倓値倸們倍倦俱倍倉 倰俲倢倴倄倹倚倡倸俷倳倛倹 倲倗俴倡倕倉値倚 倱倕倠 俷倩倛倕倢們倉倹倣倰俲倢倰倄倥倒倗倝倡倉倰倄倈
俴倨倹們俱倡倉倎倗俱們倡倉
倚倣倛倓倡倊 倰倉俴倓倝倚 倱倕倠們倡俷俱倓倇倴倗倴倕倇值倇倣倕倢倒倕倹倢俷
倎倗俱倰俲倢俱倣倕倡俷倒倨倸俷倝倒倩倸俱倡倊俱倢倓倄倩倄俻倡倊倎倕倡俷俷倢倉俸倢俱俸値倹俷俸倝俱倄倣倓倠倄倡倊 3 倇倥倸俱値倉倰倗倕倢俱倸倝倉倛倉倹倢倉倥倹
俸値倹俷俸倝俱倄倣俱倕倢倒倎倡倉倈倨值倉倝倉倝倒倩倸俲倹倢俷倶 倝倢倱俸倷俱俻值 俱倸倝倉俸倠們倝俷倄倩倚倲倉倗值
俻倦倸俷俱倣倕倡俷倓倡俱候倢倊倢倄倱倌倕倛倕倡俷俸倢俱倄倧倸們倉倹倣俸倢俱倚倓倠倚倢倒倏倹倢 倏倧倹倉俸倢俱倊倢倄倱倌倕倰倕倷俱倉倹倝倒倱倕倠倝倢俱倢倓倊倢倄倰俸倷倊倅倢們倈倓倓們俺倢倅値