倇倨俱俴倓倡倹俷倇倥倸倚倢倒倏倹倢倏倢倄倕俷們倢倇倣倳倛倹倰俱倓倢倠們倢倉倢倱倅俱俱倓倠俸倢倒 倝倡倕們倝倉倄值倚倢們倢倓倆倓倩倹倚倦俱倆倦俷倱俱倸倉倱倇倹俲倝俷倚倢倒倏倹倢倌倸倢倉俱倢倓倰俺倧倸倝們倅倸倝俱倡倊們倢倉倢俲倝俷倅倡倗倰倝俷

們倢倉倢俲倝俷倰俲倢倇倣倛倉倹倢倇倥倸倰個倷倉倅倡倗俱倕倢俷倚倸俷倌倸倢倉倎倕倡俷倚倢倒倏倹倢 倰倛們倧倝倉倚倡俽俽倢倃倄値倊倇倥倸倰俲倢倅倹倝俷倅倥俴倗倢們倱倕倠倇倣俴倗倢們倰俲倹倢倳俸倄倹倗倒倅倡倗倰倝俷

倰們倧倸倝倚倢倒倏倹倢倱倇倓俱俻倦們倌倸倢倉倓倸倢俷俱倢倒倛倕倡俷倇倠倕倨俱倢倓個倹倝俷俱倡倉 倓倸倢俷俱倢倒俲倝俷倰俲倢倰倝俷俱倷倆倩俱個倓倠倇倡倊倄倹倗倒倎倕倡俷倚倢倒倏倹倢 倰俲倢倅倹倝俷倓倡倊倓倩倹倱倕倠倇倣俴倗倢們倰俲倹倢倳俸倌倕俱倓倠倇倊倉倥倹 倇倡倹俷個俿値俱値倓値倒倢俲倝俷倓倸倢俷俱倢倒倱倕倠俱倢倓倇倣俷倢倉俲倝俷倚倢倒倏倹倢倇倥倸們倥倅倸倝倰倉倧倹倝倱倕倠倰倕倧倝倄

倲倄倒倇倡倸倗倴個 倝倨個倚倓倓俴倳倛俽倸倇倥倸倚倨倄倳倉俺倸倗俷倱倓俱俴倧倝俱倢倓倓倡俱候倢倚們倢倈値倳倛倹們倡倸倉俴俷倎倝倇倥倸俸倠倓倡倊倓倩倹倈倓倓們俺倢倅値倱倕倠倱俱倸倉倱倇倹俲倝俷倚倢倒倏倹倢倇倸倢們俱倕倢俷俴倗倢們倰俸倷倊個倗倄

倱倅倸倄倹倗倒俱倢倓倍倦俱倍倉俱倢倓倰倚倓値們倎倕倡俷俱倢倒倝倒倸倢俷倴們倸倕倄倕倠俲倝俷倝倡倕們倝倉倄值 俻倦倸俷倚倠倇倹倝倉倆倦俷俴倗倢們倚値倹倉倛倗倡俷倱倕倠俴倗倢們們倨倸俷們倡倸倉俱倸倝倉倇倥倸倰俲倢俸倠倰俲倹倢倱俱倓倉倄值倝倊値倚倱倕倊値倓値倉倈值 倇倣倳倛倹俴倗倢們倚倢們倢倓倆倳倉俱倢倓倇倉倅倸倝俴倗倢們倰俸倷倊個倗倄俲倝俷倰俲倢倰倎値倸們俲倦倹倉倝倒倸倢俷倉倸倢倇倦倸俷

倊倢俷俴倉倝倢俸倰倕倧倝俱倓倡俱候倢俱倢倓倰倚倓値們俴倗倢們倱俲倷俷倱俱倓倸俷倳倛倹們倢俱俱倗倸倢倉倥倹倰倎倧倸倝倴們倸倳倛倹倱倅俱 倱倅倸倉倡倸倉俸倠倕倄俱倢倓倓倡倊倓倩倹倌倕倅倝倊倚倉倝俷俲倝俷倈倢倅倨倚倢倒倏倹倢

倳倉倛倉倡俷倚倧倝倰俲倥倒倉倴倗倹俺倡倄倰俸倉倗倸倢 倅倹倝俷俸們倄値倸俷倇倡倹俷倓倸倢俷俱倢倒倱倕倠俸値倅倳俸倳倉倚倢倒倏倹倢

俸値倅倳俸俲倝俷倰俲倢倰俺倧倸倝們倅倸倝俱倡倊們倢倉倢 俻倦倸俷倆倩俱倱倇倓俱俻倦們倄倹倗倒倚倢倒倏倹倢倰們倧倸倝們倡倉倏倢倄倕俷倊倉俱倢倓倰倚倓値們俴倗倢們倱俲倷俷倱俱倓倸俷

倱倕倠倓倸倢俷俱倢倒俲倝俷倰俲倢倚倡們倌倡倚倆倦俷倱俱倸倉倱倇倹俲倝俷倚倢倒倏倹倢倰們倧倸倝們倡倉倏倢倄倕俷倊倉倓倸倢俷倱倕倠倱倌倸俻倸倢倉倝倝俱倴個

倝倡倕們倝倉倄值倕倧們俴倗倢們倰俸倷倊個倗倄倴個倛們倄倚値倹倉 俸們倄値倸俷倝倒倩倸俱倡倊俱倢倓倓倩倹倚倦俱倆倦俷俴倨倃倚們倊倡倅値倱倕倠倱俱倸倉倱倇倹俲倝俷倚倢倒倏倹倢

倰俲倢倝倒倩倸倳倉倚倐倢倗倠倉倡倹倉俸倉俱倓倠倇倡倸俷們倥倰倚倥倒俷倄倡俷俲倦倹倉倳倉倛倡倗

[倒値倉倄倥倄倹倗倒 俴倨倃倴倄倹倓倡倊倇倡俱候倠—(D) 俴倗倢們倰俺倥倸倒倗俺倢俽倈倢倅倨倚倢倒倏倹倢]

倝倡倕們倝倉倄值倕倧們倅倢倱倕倠倒値倹們俱倗倹倢俷 "倰俸倻俷倚倨倄"

[俴倗倢們倰俺倥倸倒倗俺倢俽倈倢倅倨倚倢倒倏倹倢]

-倓倠倄倡倊倇倡俱候倠: D (俴倗倢們俱倹倢倗倛倉倹倢倚倩倸倓倠倄倡倊倆倡倄倴個: 2%)

—> 俴倨倃倚倢們倢倓倆倄倦俷倄倩倄倈倢倅倨倚倢倒倏倹倢倳倉倊倓倓倒倢俱倢倘倰倎倧倸倝倱個倕俷們倢倉倢倱倕倠倳倛倹俴倨倃倚們倊倡倅値倚倢倒倏倹倢

-倌倕倕倡倎倈值倰們倧倸倝倳俺倹俴倨倃倚們倊倡倅値倚倢倒倏倹倢

—1. 倲倊倉倡倚俴倗倢們倰倚倥倒倛倢倒倈倢倅倨倚倢倒倏倹倢: 20% 俲倝俷倎倕倡俷們倢倉倢

—2. 倎倕倡俷俺倷倝俱: 13% 倲倝俱倢倚—倓倊俱倗倉俱倢倓倰俴倕倧倸倝倉倴倛倗俲倝俷倰個倹倢倛們倢倒俺倡倸倗俴倓倩倸 倇倣倳倛倹俴倗倢們倰倓倷倗倳倉俱倢倓倰俴倕倧倸倝倉倇倥倸倱倕倠俱倢倓倅倝倊倚倉倝俷倕倄倕俷倰倕倷俱倉倹倝倒

—3. 倎倕倡俷倝倡們倎倢倅: 14% 倲倝俱倢倚—倇倣倳倛倹倰個倹倢倛們倢倒倰俴倕倧倸倝倉倴倛倗倴們倸倴倄倹 倴們倸倚倢們倢倓倆倇倣倝倠倴倓倴倄倹

'們倥倚倢倒倏倹倢倇倥倸倱倓俷俱倗倸倢倳倉倎倧倹倉倇倥倸倆倡倄倴個 倅倹倝俷倴個倍倦俱倇倥倸倉倡倸倉倳倛倹倴倄倹' 倄倗俷倅倢俲倝俷倝倡倕們倝倉倄值倗倢倗倗倡倊俲倃倠們倝俷倐倩倰俲倢倇倥倸們倥倰們俶們倧倄倌値倄倈倓倓們俺倢倅値個俱俴倕倨們倲倄倒倓倝倊 們倥倚倢倒倏倹倢倚倥倇倝俷倱倕倸倉俹倸倢

們倡倉倰個倷倉倎倧倹倉倇倥倸俲倉倢倄倳倛俽倸 倰倎倓倢倠倐倩倰俲倢們倥俴倗倢們俱倗倹倢俷 2-3 俱値倲倕倰們倅倓倇倥倸倀倢倉 倱倕倠倒倝倄俱倗倹倢俷個倓倠們倢倃 400 倰們倅倓倇倥倸俴倗倢們倚倩俷 7 俱値倲倕倰們倅倓

倱們倹倗倸倢倄倡倉倰俸倥倹倒倉倉倥倹俸倠們倥俴倸倢俴倗倢們倛倉倢倱倉倸倉倓倠倄倡倊俱倕倢俷 倱倅倸俲倝倊倄倡倉倰俸倥倹倒倉俱倕倢倒倰個倷倉倚倥倇倝俷倱倕倹倗 俻倦倸俷倆倧倝倗倸倢倝倒倩倸倳倉倓倠倄倡倊倚倩俷倚倨倄 倰倎倓倢倠倆倹倢俱倕倢倒倰個倷倉倄倣倛們倢倒俴倗倢們倗倸倢倄倡倉倰俸倥倹倒倉俸倠倱倅俱倳倉倰倗倕倢倝倡倉倚倡倹倉 倲倄倒倴們倸們倥倇倢俷個倹倝俷俱倡倉俱倢倓倱倅俱俲倝俷倄倡倉倰俸倥倹倒倉倴倄倹 倱們倹俴倉俸倠倰俲倹倢倴個俲倹倢俷倳倉

"俹倡倉倝倒倩倸倊倉倉倡倹倉倉倢倉倱俴倸倴倛倉?" 倝倡倕們倝倉倄值倆倢們俲倃倠倕俷們倢

"俴倓倦倸俷俺倡倸倗倲們俷" 倱倝倉倅倡倉倅倝倊俱倸倝倉倰倕値俱俴値倹倗 "倝倒倢俱倴個倎倧倹倉倇倥倸倇倥倸們倥倚倢倒倏倹倢倱倓俷俱倗倸倢倉倥倹倰倛倓倝?"

"倝倧們" 倝倡倕們倝倉倄值倒値倹們

"倴個俱倡倉倰倆倝倠倰倎倧倸倝倉倶 倴個倇倢俷倐倩倰俲倢倉倡倸倉" 倝倡倕們倝倉倄值俱倓倠倲倄倄俲倦倹倉倛倕倡俷倚倡倅倗值倓倹倢倒倱倛倸俷倱倚俷倄倢倗倱倕倠倉倡倸俷俲倡倄倚們倢倈値倝倒倸倢俷倚倊倢倒倶 "倓倠倛倗倸倢俷倉倥倹俹倡倉俸倠倏倧倹倉倏倩倎倕倡俷倳倛倹倰倅倷們倇倥倸"

倰俲倢倒倡俷倅倓倗俸倚倝倊倚倆倢倉倠俲倝俷倚倡倅倗值倰倕倥倹倒俷倱倕倠倎倒倡俱倛倉倹倢倝倒倸倢俷倎倝倳俸 '倄倩倰倛們倧倝倉倎倗俱們倡倉俸倠倆倦俷俲倥倄俸倣俱倡倄倚倰倅倅倡倚俲倝俷倱倓俷俴值倳倉倇倥倸倚倨倄 俸倠倄倥們倢俱倆倹倢俹倡倉倇倣倱倊倊倉倥倹俱倡倊倝倚倩倓倗値俽俽倢倃倇倨俱倅倡倗倴倄倹'

倝倡倕們倝倉倄值倇倣倳倛倹倚倰倅倅倡倚們倢倉倢俲倝俷倄倢倓值俱倲個個倰倊倰倉倄値俱倅值倆倦俷俲倥倄俸倣俱倡倄 倱倕倠倄倹倗倒俴倨倃倚們倊倡倅値倎値倰倘候 +10% 們倢倉倢倰倎倓倢倠倓倸倢俷俱倢倒俲倝俷倰俲倢 倇倣倳倛倹們倥們倢倉倢 110 倱倕倠倰俲倢倒倡俷倴們倸倅倹倝俷倎倦倸俷倎倢倓倸倢俷俱倢倒倇倢俷俱倢倒倐倢倎倰倎倓倢倠倚倓倥倓倠倰俷倢倱倕倠俺倨倄倇倡俱候倠 倇倣倳倛倹倳倉倱俷倸倎倕倡俷倲倄倒倓倗們 倄倢倓值俱倲個個倰個倷倉 '倌倩倹倇倣倕倢倒倕倹倢俷' 倳倉倅倝倉倉倥倹

倱倅倸倝倚倩倓倗値俽俽倢倃倇倥倸倰倛倕倧倝倒倡俷倴們倸倆倦俷俲倥倄俸倣俱倡倄倚倰倅倅倡倚

倰倛倷倉倴倄倹俺倡倄倗倸倢倚倰倅倅倡倚俲倝俷倚倡倅倗值倓倹倢倒倱倛倸俷倱倚俷倄倢倗倱倕倠倴俴倰們倓倸倢 俴倓値倚倅倡倕倕値倚倅值倰倎値倸們俲倦倹倉 倱倅倸倕倠俴倓値倚倅倡倕倰倗倇俲倝俷們倝倉倚倰倅倝倓值倱倓俷俴值倲俱倕倄值倳倛倹倚倰倅倅倡倚倱倊倊倚倨倸們 1-5 倱倅倹們

'俹倡倉倰俲倹倢倆倦俷倄倡倉倰俸倥倹倒倉倴倄倹倴們倸俸倣俱倡倄 倒倡俷俷倥倹俱倷倛倗倢倉倛們倩' 倄倗俷倅倢俲倝俷倝倡倕們倝倉倄值倰個倷倉個倓倠俱倢倒

倝倡倕們倝倉倄值俸倄倊倡倉倇倦俱倳倉倳俸倗倸倢俸倠倇倣倓倢倒俱倢倓俴倨倃倚們倊倡倅値倛倕倡俱倱倕倠倎倕倡俷俲倝俷倝倚倩倓倗値俽俽倢倃倇倡倹俷倛們倄 倱倕倹倗倳倛倹們倢倓值倱俺倕倲倕倲倎倕俺倸倗倒倛倢倄倡倉倰俸倥倹倒倉倇倥倸倰倛們倢倠倚們!

倰們倧倸倝倎倗俱倰俲倢們倢倆倦俷倀倢倉倐倩倰俲倢 倝倡倕們倝倉倄值俱倓倠倲倄倄倕俷俸倢俱倚倡倅倗值倓倹倢倒倱倛倸俷倱倚俷倄倢倗倱倕倠倛倒値倊倴倝倰倇們倊倢俷倝倒倸倢俷倝倝俱們倢

—倈俷倚倉倢們倴倏倏倹倢倚倆値倅 x 2 (倱倓倓值)

—倛倝俱倓倠倰倊値倄倏倹倢倌倸倢 x 2 (倝倡倉俴倝們們倝倉)

—倰俱倓倢倠個倓倠俸倨倚倢倒倏倹倢 x 2 (倱倓倓值)

—倓倠倰倊値倄倈倡倉倰倄倝倓值倊倕値倇俻值 x 8 (倝倡倉俴倝們們倝倉)

倴倝倰倇們倰倛倕倸倢倉倥倹們倢俸倢俱倱倓倄倰俲倢倚倢倒倏倹倢 4 倅倡倗倱倕倠倕値俷倚倢倒倏倹倢倊倕値倇俻值 10 倅倡倗 倰倎倓倢倠倰俲倢倴倄倹俸倡倊倗値俽俽倢倃俲倝俷倎倗俱們倡倉

倰俲倢倴們倸倴倄倹俸倡倊倗値俽俽倢倃們倝倉倚倰倅倝倓值倝倧倸倉倶 倇倥倸倎倗俱倰俲倢倝倢俸俸倠俶倸倢 倰倎倓倢倠俸們倝倒倩倸俱倡倊俱倢倓倍倦俱

"倳俺倹倴倝倰倇們倎倗俱倉倥倹倰們倧倸倝俸倣倰個倷倉 俹倡倉倱俺倓值倓倢倒倕倠倰倝倥倒倄倴倗倹倱倕倹倗 倕倝俷倄倩倴倄倹"

倉値俱俱倥倹倱倕倠倱倝倉倅倡倉個倓倠倛倕倢倄倳俸倱倅倸俱倷倚俷倚倡倒

"倰倝倏倰倏俱倅值倉倥倸倝倠倴倓俱倡倉 們倡倉倚倢們倢倓倆倰倎値倸們倎倕倡俷倈倢倅倨倚倢倒倏倹倢倇倡倹俷倛們倄倳倉倎倧倹倉倇倥倸倚倣倛倓倡倊倌倩倹倳俺倹倇倥倸們倥俴倗倢們倆倉倡倄倚倢倒倏倹倢倰倎倧倸倝倳俺倹俺倢倓值俸倇倡俱候倠?" 倉値俱俱倥倹倝倦倹俷倰們倧倸倝倝倸倢倉倈俷倚倉倢們倴倏倏倹倢倚倆値倅

"倰俱倓倢倠倉倥倸倰俸倻俷們倢俱 倲倄倒倰俹倎倢倠倰倝倏倰倏俱倅值 們倡倉倊倩倚倅值倚倰倅倅倡倚倇倢俷俱倢倒倐倢倎 20% 倆倹倢倰倓倢俺倢倓值俸倄倹倗倒倚倢倒倏倹倢倉値倄倛倉倸倝倒倛倓倧倝倲倄倉倄倢倰們俸倚倢倒倏倹倢 倲俴倅倓倰倇倸" 倱倝倉倅倡倉倎倦們倎倣

"倱倅倸倎倗俱們倡倉們倥倰倗倕倢俴俷倝倒倩倸倱俴倸 3 倗倡倉倰倛倓倝? 倛倕倡俷俸倢俱倉倡倹倉俱倷倛倢倒倴個?" 倉値俱俱倥倹俱倠倎倓値倊倅倢

倇倡倹俷俴倩倸倓倩倹倚倦俱倗倸倢倴倝倰倇們倎倗俱倉倥倹倄倩俴倨倹倉倶 俲倝俷倰倛倕倸倢倉倥倹俴倕倹倢倒俱倡倊倱倓倄倰俲倢倚倢倒倏倹倢倱倕倠倕値俷倚倢倒倏倹倢倊倕値倇俻值

"倳俺倸 倎倗俱們倡倉倛倢倒倴個 倱倅倸俹倡倉倚倢們倢倓倆倒倧倄倰倗倕倢倴倄倹" 倝倡倕們倝倉倄值倒値倹們 倰俲倢倴們倸倴倄倹倰個値倄倰倌倒倗倸倢倇倣倒倡俷倴俷 倱倅倸俱倷倊倝俱倳倛倹倎倗俱倰俲倢倓倩倹倗倸倢倰俲倢倚倢們倢倓倆倰倎値倸們倰倗倕倢倴倄倹

"倆倹倢俴倕倢倚倉倢倒倚倓倹倢俷倴倝倰倇們倱倊倊倉倥倹倴倄倹... 們倡倉倲俴倅倓倲俱俷倰倕倒倉倠" 倄倗俷倅倢俲倝俷倱倝倉倅倡倉倗倢倗倗倡倊 "倉倥倸倰個倷倉俴倕倢倚倛倕倡俱倳俺倸倴倛們?"

"倳俺倸" 倝倡倕們倝倉倄值倒値倹們 "倇倡倹俷倚倓倹倢俷倴倝倰倇們倱倕倠倰倓倥倒俱倝倚倩倓倗値俽俽倢倃們倢俸倢俱俴倕倢倚倉倥倹"

"倚倓倹倢俷倴倝倰倇們倱倕倠倰倓倥倒俱倝倚倩倓倗値俽俽倢倃..."

倉値俱俱倥倹倱倕倠倱倝倉倅倡倉們倝俷倛倉倹倢俱倡倉 倓倩倹倚倦俱倇倡倹俷倎倩倄倴們倸倝倝俱倱倕倠倝値俸俹倢 倉倥倸們倡倉俴倕倢倚倇倥倸倲俴倅倓倲俱俷俺倡倄倶!

"倒倡俷倴俷俱倷倅倢們 倴個俱倡倉倅倸倝倰倆倝倠 俹倡倉倝倒倢俱倍倦俱" 倝倡倕們倝倉倄值倎倩倄倎倕倢俷們倝俷倴個倇倥倸倐倩倰俲倢 俱倓倠倅倧倝倓倧倝倓倹倉倇倥倸俸倠倕倝俷倇倔候俾倥倰倎倧倸倝倰倎値倸們俴倗倢們倰倓倷倗倳倉俱倢倓倰倓倥倒倉倓倩倹俴倗倢們倰俺倥倸倒倗俺倢俽倚倢倒倏倹倢

'們倡倉俴倸倝倉俲倹倢俷倝倡倉倅倓倢倒倅倢們倇倥倸倛倉倡俷倚倧倝倊倝俱 倱倅倸們倡倉俱倷倰個倷倉倗値倈倥倛倉倦倸俷 倳倉倰們倧倸倝們倡倉倰個倷倉倗値倈倥俱倢倓 俱倷倅倹倝俷倕倝俷' 倝倡倕們倝倉倄值倱俴倸倉倛倡倗倰倓倢倠倳倉倳俸 '俹倡倉俴倗倊俴倨們倴倄倹倄倥 倝倄倇倉倴倄倹 倱倕倠們倥倚們倢倈値倄倥 俹倡倉倴們倸們倥倇倢俷倎倕倢倄'

們倡倉倱俴倸倰個倷倉倗値倈倥倱倊倊.. 倅倢倒倆倹倢倴們倸倓倠倗倡俷倰倇倸倢倉倡倹倉倰倝俷 倰俲倢俴倗倓倕倝俷倚倡俱俴倓倡倹俷...倱倅倸倅倹倝俷倓倠倗倡俷倄倹倗倒