倊倇倇倥倸 49 倰個倕倥倸倒倉倝倢俺倥倎俲倡倹倉倚倝俷 "倘値候倒值個倀們俱倢倕"

[俱倣倕倡俷倄倣倰倉値倉俱倢倓倰個倕倥倸倒倉倝倢俺倥倎..]

[俱倓倨倃倢倰倕倧倝俱倇倡俱候倠倛倕倡俱倚倣倛倓倡倊俱倢倓倰個倕倥倸倒倉倝倢俺倥倎]

[倰倕倧倝俱倇倡俱候倠倛倕倡俱: "俴倡們倐倥倓值倱個倕俷倓倸倢俷 (倓倠倄倡倊 15)" 倇倡俱候倠倓倠倄倡倊倚倥倸倄倢倗倛倢倒倢俱]

[俱倓倨倃倢倰倕倧倝俱倇倡俱候倠倓倝俷]

[倰倕倧倝俱倇倡俱候倠倓倝俷: "倗値俺倢倄倢倊俲倡倹倉倚倩俷 (倓倠倄倡倊 15)" 倇倡俱候倠倓倠倄倡倊倚倢們倄倢倗倈倓倓們倄倢]

[俱倣倕倡俷倚倓倹倢俷倝倢俺倥倎...]

[俱倓倨倃倢倰倕倧倝俱俸倢俱倝倢俺倥倎倅倸倝倴個倉倥倹]

[1. 倉倡俱倰倗倇倒值倝倡俱俲倓倠倄倢倊倲倊倓倢倃 (倛倹倢倄倢倗)(倰倝俱倕倡俱候倃值)

俴倣倝倈値倊倢倒: 倝倢俺倥倎倰倉倹倉俴倗倢們倰倓倷倗 倎倡倂倉倢俸倢俱倉倡俱倰倗倇倒值倱個倕俷倓倸倢俷倲倊倓倢倃 倚倕倠倎倕倡俷倚値倸俷們倥俺倥倗値倅倳倉俴倡們倐倥倓值倱個倕俷倓倸倢俷 倛倡倉倴個倄倩倄俻倡倊倎倕倡俷俸倢俱倄倢倊倗値倰倘候們倢倚倕倡俱倕俷倳倉俴倡們倐倥倓值倱個倕俷倓倸倢俷 倇倣倳倛倹倱個倕俷倓倸倢俷倰個倷倉倄倢倊倴倄倹 倰倎倧倸倝倚倡俷倛倢倓倘倡倅倓倩]

[2. 倉倡俱倰倗倇倒值俱倢倓倚倡俷倛倢倓 (倛倹倢倄倢倗)

俴倣倝倈値倊倢倒: 倝倢俺倥倎倌倚們倌倚倢倉倎倕倡俷倰倗倇倱倕倠俱倢倒倐倢倎 倎倡倂倉倢俸倢俱倉倡俱倰倗倇倒值倱個倕俷倓倸倢俷倲倊倓倢倃 倚倕倠俴倡們倐倥倓值倱個倕俷倓倸倢俷 倛倡倉們倢倓倗們倎倕倡俷倄倢倊俱倡倊倎倕倡俷倚値倸俷們倥俺倥倗値倅倰俲倹倢倄倹倗倒俱倡倉 倚倢們倢倓倆倱個倕俷倎倕倡俷倚値倸俷們倥俺倥倗値倅倳倛倹俱倕倢倒倰個倷倉倄倢倊倈倢倅倨倅倸倢俷倶 倰倎倧倸倝倲俸們倅倥倄倹倗倒倎倕倡俷倰倗倇倱倕倠俱倢倒倐倢倎]

[3. 倘値候倒值個倀們俱倢倕 (倛倹倢倄倢倗)(倰倝俱倕倡俱候倃值)

俴倣倝倈値倊倢倒: 倝倢俺倥倎倚們倄倨倕 倎倡倂倉倢俸倢俱倉倡俱倰倗倇倒值倱個倕俷倓倸倢俷倲倊倓倢倃 們倨倸俷倘倦俱候倢倗値倈倥俱倢倓倅倸倝倚倩倹倇倥倸倱俲倷俷倱俱倓倸俷倱倕倠倝値倚倓倠們倢俱俲倦倹倉 俸倉倴倄倹倰倛倷倉倰倘候倰倚倥倹倒倗俲倝俷倎倕倡俷個倀們俱倢倕 倚倓倹倢俷倝倨個俱倓倃值倱個倕俷倓倸倢俷倇倥倸倰倛們倢倠俱倡倊們倉倨候倒值倱倕倠們倥倎倕倡俷倅倸倝倚倩倹們倢俱俲倦倹倉]

倏倢俷俻値倗倰倕倧倝俱倇倥倸俸倠倰個倕倥倸倒倉倝倢俺倥倎俲倡倹倉倚倝俷倰個倷倉 "倉倡俱倰倗倇倒值倱個倕俷倓倸倢俷倲倊倓倢倃" 俱倸倝倉

倅倡倗倰倕倧倝俱倚倢們倝倢俺倥倎倇倥倸個倓倢俱俿倅倓俷倛倉倹倢俸倦俷倴們倸倅倹倝俷俴値倄倉倢倉

倝倢俺倥倎倱倓俱 "倉倡俱倰倗倇倒值倝倡俱俲倓倠倄倢倊倲倊倓倢倃" 倰個倷倉俱倢倓倌倚們倉倡俱倰倗倇倒值倱個倕俷倓倸倢俷倰俲倹倢俱倡倊 "俸倝們倄倢倊" 倰倇倸倢俱倡倊倰個倷倉倝倢俺倥倎 "俸倝們倄倢倊" 倝倥俱倓倩個倱倊倊倛倉倦倸俷

倝倢俺倥倎倇倥倸倚倝俷 "倉倡俱倰倗倇倒值俱倢倓倚倡俷倛倢倓" 俴倕倹倢倒俱倡倊倝倢俺倥倎倝倡倘倗値倉倄倢倊倰倎倕値俷

們倥倰倎倥倒俷倝倢俺倥倎倇倥倸倚倢們 "倘値候倒值個倀們俱倢倕" 倇倥倸倎倡倂倉倢倅倸倝倒倝倄俸倢俱 "倉倡俱倰倗倇倒值倱個倕俷倓倸倢俷倲倊倓倢倃" 倰倄値們 倅倓俷俱倡倊俴倗倢們倅倹倝俷俱倢倓俲倝俷倏倢俷俻値倗倇倥倸倚倨倄

[俱倣倕倡俷倰個倕倥倸倒倉倝倢俺倥倎倰個倷倉倘値候倒值個倀們俱倢倕...]

倎倕倡俷倇倥倸俴倨倹倉倰俴倒倎倕倨倸俷俲倦倹倉俸倢俱倓倸倢俷俱倢倒 倝倊倝倨倸倉倱倕倠倚俷倊倉値倸俷

倱們倹俸倠倉倡倸俷俲倡倄倚們倢倈値倝倒倩倸倊倉倎倧倹倉 倱倅倸倏倢俷俻値倗俱倕倡倊倓倩倹倚倦俱倚倊倢倒倓倢倗俱倡倊倱俺倸倉倹倣倎倨倓倹倝倉

倴們倸倉倢倉 俱倢倓倰個倕倥倸倒倉倝倢俺倥倎俱倷倰倚倓倷俸倚値倹倉 倛倉倹倢倅倸倢俷倰倚們倧倝倉個倓倢俱俿俲倦倹倉倅倓俷倛倉倹倢倏倢俷俻値倗倝倥俱俴倓倡倹俷

[倰個倕倥倸倒倉倝倢俺倥倎倚倣倰倓倷俸 倝倢俺倥倎個倡俸俸倨倊倡倉: 倘値候倒值個倀們俱倢倕 (倰倝俱倕倡俱候倃值) "俴倡們倐倥倓值倱個倕俷倓倸倢俷" 倝倡倎倰俱倓倄倰個倷倉 "倝倨個俱倓倃值倰個倕倥倸倒倉倓倸倢俷倅倸倝倚倩倹" 倴倄倹倓倡倊倱俱倸倉倝倢俺倥倎: 倛倡倗倳俸倱倛倸俷個倀們俱倢倕]

倏倢俷俻値倗倰個値倄倛倉倹倢倅倸倢俷俴倨倃倚們倊倡倅値俲倦倹倉們倢倄倩

倏倢俷俻値倗

倰倌倸倢倎倡倉倈倨值: 們倉倨候倒值

倎倓倚倗倓倓俴值: 俱倢倓倰個倕倥倸倒倉倝倢俺倥倎倴倓倹俲倥倄俸倣俱倡倄 (倓倠倄倡倊個倀們俱倢倕 倚倢們倢倓倆倚倕倡倊倓倠倄倡倊倝倢俺倥倎倴倄倹倝倒倸倢俷倝値倚倓倠), 倌倩倹倱倚倗俷倛倢倰倚倹倉倇倢俷 (倓倠倄倡倊倰倇倎倉値倒倢倒 俲倥倄俸倣俱倡倄倓倠倄倡倊倇倡俱候倠倇倡倹俷倛們倄 +50%)

倓倠倄倡倊: 20 (俲倡倹倉倚倝俷)

倝倢俺倥倎: 倘値候倒值個倀們俱倢倕 (倰倝俱倕倡俱候倃值)

倱俱倸倉倝倢俺倥倎: 倛倡倗倳俸倱倛倸俷個倀們俱倢倕 (倴們倸倅倹倝俷倳俺倹倎倕倡俷倳倉俱倢倓倱個倕俷倓倸倢俷 倴們倸俸倣俱倡倄倰倗倕倢 倰倎値倸們倌倕倊倡倏 50% 們倢倎倓倹倝們倇倡俱候倠倝倢俺倥倎: 俱倢倓倄倩倄俻倡倊俻倢俱倘倎倰俺値俷倕倦俱, 倱倇倸倉倌倕値倅倛値倉倱個倕俷倓倸倢俷俺倡倹倉倚倩俷, 倰俱倥倒倓倅値倐倩們値個倀們俱倢倕, 倓倸倢俷俱倦倸俷們倉倨候倒值, ??, ??)

倎倕倡俷俺倥倗値倅: 320/320

倎倕倡俷倰倗倇: 320/320

倎倕倠俱倣倕倡俷: 37 (俱倢倓倰倅値倊倲倅: 1.25 倄倢倗 倰倎値倸們 1.25 倱倅倹們倅倸倝倓倠倄倡倊)

俴倗倢們俴倕倸倝俷倱俴倕倸倗: 63 (俱倢倓倰倅値倊倲倅: 1.25 倄倢倗 倰倎値倸們 1.25 倱倅倹們倅倸倝倓倠倄倡倊)

俴倗倢們倇倉倇倢倉: 32 (俱倢倓倰倅値倊倲倅: 1.25 倄倢倗 倰倎値倸們 1.25 倱倅倹們倅倸倝倓倠倄倡倊)

俸値倅倳俸: 32 (俱倢倓倰倅値倊倲倅: 1.25 倄倢倗 倰倎値倸們 1.25 倱倅倹們倅倸倝倓倠倄倡倊)

俺倸倝俷倇倡俱候倠 (2/3):

倗値俺倢倄倢倊俲倡倹倉倚倩俷 (倇倡俱候倠倓倠倄倡倊倚倢們倄倢倗倈倓倓們倄倢 倓倠倄倡倊 15(倚倩俷倚倨倄) 俴倗倢們倰倚倥倒倛倢倒倇倡俱候倠倄倢倊倰倎値倸們 60% 俴倗倢們倰倓倷倗倲俸們倅倥倰倎値倸們 20% 倇倠倕倨俱倢倓個倹倝俷俱倡倉倇倢俷俱倢倒倐倢倎 10% 倲倝俱倢倚 3% 倰俱値倄俱倢倓倲俸們倅倥俴倓値倅値俴倝倕)

倝倨個俱倓倃值倰個倕倥倸倒倉倓倸倢俷倅倸倝倚倩倹 (倇倡俱候倠倓倠倄倡倊倛倹倢倄倢倗倛倢倒倢俱 倓倠倄倡倊 1(1/200)) 們倥俺倸倝俷倳倚倸倛値倉倱個倕俷倓倸倢俷 5 俺倸倝俷 倛値倉倱個倕俷倓倸倢俷倇倥倸倳倚倸倚倢們倢倓倆倳俺倹倴倄倹倆倢倗倓 倳倚倸倱倕倹倗: 倌倩倹倎値倇倡俱候值倰倛倕倷俱倝倢俴們 倕倩俱們倡俷俱倓倗倢倒倨倎値倲倓倈)

倇倡俱候倠倝倢俺倥倎:

俱倢倓倄倩倄俻倡倊俻倢俱倘倎倰俺値俷倕倦俱 (倇倡俱候倠倓倠倄倡倊倛倹倢倄倢倗 倴們倸們倥倓倠倄倡倊 俻倢俱倘倎們倝倉倚倰倅倝倓值倇倥倸倚倡俷倛倢倓倳倉倄倡倉倰俸倥倹倒倉俸倠倴們倸倛倢倒倴個 倝倡倅倓倢俱倢倓倄倓倝個倴倝倰倇們 倗倡倅倆倨倄値倊 倝倨個俱倓倃值倰倎値倸們俲倦倹倉 10% 倲倝俱倢倚 0.1% 倄倓倝個倴倝倰倇們倱俱倸倉倱倇倹)

倱倇倸倉倌倕値倅倛値倉倱個倕俷倓倸倢俷俺倡倹倉倚倩俷 (倇倡俱候倠倓倠倄倡倊倛倹倢倄倢倗 倴們倸們倥倓倠倄倡倊 倰個倕倥倸倒倉俻倢俱倘倎倰個倷倉倛値倉倱個倕俷倓倸倢俷 倲倝俱倢倚 5% 倇倥倸俴倨倃倐倢倎倛値倉倱個倕俷倓倸倢俷俸倠倰倎値倸們俲倦倹倉 1 倓倠倄倡倊 倚倢們倢倓倆倛倕倝們倓倗們倛値倉倱個倕俷倓倸倢俷俺倉値倄倰倄倥倒倗俱倡倉 10 俺値倹倉倰倎倧倸倝倚倓倹倢俷倛値倉倱個倕俷倓倸倢俷倓倠倄倡倊倚倩俷俲倦倹倉 倳俺倹倎倕倡俷倰倗倇 50 俴倩倕倄倢倗倉值: 10 倗値倉倢倇倥)

倰俱倥倒倓倅値倐倩們値個倀們俱倢倕 (倇倡俱候倠倓倠倄倡倊倛倹倢倄倢倗 倴們倸們倥倓倠倄倡倊 倳俺倹倛値倉倱個倕俷倓倸倢俷倛倉倦倸俷俺値倹倉俸倢俱倝倨個俱倓倃值倰個倕倥倸倒倉倓倸倢俷倅倸倝倚倩倹 倇倣倳倛倹俱倢倓倱個倕俷倓倸倢俷俴倓倡倹俷倉倥倹倗値倗倡倂倉倢俱倢倓 俴倩倕倄倢倗倉值: 12 俺倡倸倗倲們俷)

倓倸倢俷俱倦倸俷們倉倨候倒值 (倇倡俱候倠倓倠倄倡倊倛倹倢倄倢倗 倰們倧倸倝倳俺倹倛値倉倱個倕俷倓倸倢俷倇倥倸倴們倸倳俺倸們倉倨候倒值 俸倠倴倄倹倓倸倢俷俱倦倸俷們倉倨候倒值倝倡倅倲倉們倡倅値 倊倡倏俴倨倃倚們倊倡倅値倓倸倢俷俱倢倒倕倄倕俷 俴倗倢們俴倕倸倝俷倱俴倕倸倗倰倎値倸們俲倦倹倉)

?? (倰倓倥倒倉倓倩倹倰們倧倸倝 "倝倨個俱倓倃值倰個倕倥倸倒倉倓倸倢俷倅倸倝倚倩倹" ≥ 倓倠倄倡倊 10)

?? (倰倓倥倒倉倓倩倹倰們倧倸倝 "倝倨個俱倓倃值倰個倕倥倸倒倉倓倸倢俷倅倸倝倚倩倹" ≥ 倓倠倄倡倊 15)

"倴們倸倰倕倗倰倕倒" 倏倢俷俻値倗倎倦俷倎倝倳俸俱倡倊倇倡俱候倠俲倝俷 "倘値候倒值個倀們俱倢倕"

倰個倷倉倴個倅倢們俴倣倝倈値倊倢倒俸倓値俷倶

們倡倉倎倡倂倉倢倅倸倝倒倝倄俸倢俱俴倡們倐倥倓值倱個倕俷倓倸倢俷 倰個倷倉倌倕俸倢俱俱倢倓倘倦俱候倢倰俺値俷倕倦俱

倇倡倹俷倱俱倸倉倝倢俺倥倎倱倕倠倇倡俱候倠倕倹倗倉倰個倷倉俱倢倓倰倎値倸們倎倕倡俷俸倢俱倎倧倹倉倀倢倉倰倄値們 倲倄倒倰俹倎倢倠俱倢倓倚倓倹倢俷倛値倉倱個倕俷倓倸倢俷倱倕倠俺倨倄倇倡俱候倠倇倥倸倛倕倝們倓倗們倰個倷倉 "倱倇倸倉倌倕値倅倛値倉倱個倕俷倓倸倢俷俺倡倹倉倚倩俷"

們倥倰倎倥倒俷倇倡俱候倠倰倄倥倒倗倇倥倸倰個倷倉倇倡俱候倠倳倛們倸俲倝俷 "倘値候倒值個倀們俱倢倕" 俺倧倸倝倗倸倢 "倓倸倢俷俱倦倸俷們倉倨候倒值"

"倰們倧倸倝倳俺倹倛値倉倱個倕俷倓倸倢俷倇倥倸倴們倸倳俺倸們倉倨候倒值 俸倠倴倄倹倓倸倢俷俱倦倸俷們倉倨候倒值倝倡倅倲倉們倡倅値..." 倏倢俷俻値倗倝倸倢倉俴倣倝倈値倊倢倒倝倒倸倢俷倕倠倰倝倥倒倄 倱倕倹倗倅倡倄倚値倉倳俸倕倝俷倇倡倉倇倥

倱個倕俷倓倸倢俷·倕倩俱們倡俷俱倓倗倢倒倨倎値倲倓倈!

倅倸倢俷俸倢俱倇倡俱候倠 "俴倡們倐倥倓值倱個倕俷倓倸倢俷" 倅倝倉倰個倷倉 "倉倡俱倰倗倇倒值倱個倕俷倓倸倢俷倲倊倓倢倃" 倅倝倉倉倥倹倇倡俱候倠倱個倕俷倓倸倢俷俲倝俷倏倢俷俻値倗倰倓倥倒俱倗倸倢 "倝倨個俱倓倃值倰個倕倥倸倒倉倓倸倢俷倅倸倝倚倩倹"

們倝俷倱倇倸俷倲倕倛倠俲倉倢倄倰倇倸倢倍倸倢們倧倝倇倥倸們倥倛値倉倱個倕俷倓倸倢俷倚倥倰俷値倉倱倕倠倰俲倥倒倗倏倹倢倍倡俷倝倒倩倸 倏倢俷俻値倗倉倦俱倆倦俷 "倴們倹倱個倕俷倓倸倢俷" 倳倉俺倢倅値俱倸倝倉

倝倸倢...

"倆倹倢倳倉倝倉倢俴倅倛倢倛値倉倱個倕俷倓倸倢俷倒倡俱候值倱倛倸俷倱倚俷倴倄倹 俴俷俴倝倚倰倎倕倒值倴倄俱倹倢倴倄倹倚値倉倠..." 倏倢俷俻値倗倝倄俲倹倣倴們倸倴倄倹 倱倅倸倉倡倸倉俱倷倅倸倝倰們倧倸倝倲倕俱倉倥倹們倥倒倡俱候值倱倛倸俷倱倚俷倝倒倩倸

倅倝倉倉倥倹倕倝俷倱個倕俷倓倸倢俷·倕倩俱們倡俷俱倓倗倢倒倨倎値倲倓倈俱倸倝倉

倕倣倱倚俷倚倥倰俲倥倒倗倏倹倢倎倨倸俷倝倝俱俸倢俱倝倨個俱倓倃值倰個倕倥倸倒倉倓倸倢俷倅倸倝倚倩倹 俺倡倸倗倎倓値倊倅倢倏倢俷俻値倗俱倷俱倕倢倒倰個倷倉倕倩俱們倡俷俱倓倗倢倒倨倎値倲倓倈

"倰個倕倥倸倒倉倰個倷倉倓倸倢俷俱倦倸俷們倉倨候倒值!"

倓倸倢俷們倡俷俱倓倆倩俱倛倸倝倛倨倹們倄倹倗倒倱倚俷倚倥倰俲倥倒倗倏倹倢倝倥俱俴倓倡倹俷 倴們倸倉倢倉倓倸倢俷們倡俷俱倓俱倷倰個倕倥倸倒倉倰個倷倉倓倸倢俷俱倦倸俷們倉倨候倒值

倓倸倢俷俱倦倸俷們倉倨候倒值俴倧倝倓倸倢俷倇倥倸倳俺倹倓倸倢俷們倉倨候倒值倰個倷倉倀倢倉 倱倅倸們倥倝倗倡倒倗倠倇倥倸倴們倸倳俺倸們倉倨候倒值倰倎値倸們俲倦倹倉

倅倝倉倉倥倹倏倢俷俻値倗們倥個倥俱俲倝俷倕倩俱們倡俷俱倓倗倢倒倨倎値倲倓倈俷倝俱倝倝俱們倢俸倢俱倱倌倸倉倛倕倡俷 倄倗俷倅倢倰個倷倉們倸倢倉倅倢倚倥倇倝俷倱倉倗倅倡倹俷倰俹倎倢倠俲倝俷倰倌倸倢們倡俷俱倓 倓倸倢俷俱倢倒們倥倕倢倒倰俱倕倷倄倚倥倰俲倥倒倗倏倹倢倰倛們倧倝倉倰倆倢倗倡倕倒值 倰倎倥倒俷倏倢俷俻値倗俴値倄 倕倗倄倕倢倒倰倛倕倸倢倉倥倹俱倷俸倠俱倕倢倒倰個倷倉倰俱倕倷倄們倡俷俱倓俸倓値俷倶 們倧倝倇倡倹俷倚倝俷倒倡俷俴俷倰個倷倉倉値倹倗們倧倝們倉倨候倒值倛倹倢倉値倹倗 倱倅倸倰倕倷倊俱倕倡倊倰個倷倉俱倓俷倰倕倷倊倱倛倕們俴們!

"倉倸倢俸倠倰倇倸倝倒倩倸" 倏倢俷俻値倗倎倩倄俱倡倊倅倡倗倰倝俷 倱們倹俸倠們倝俷倴們倸倰倛倷倉倓倩個倕倡俱候倃值倇倡倹俷倛們倄俲倝俷倅倉 倱倅倸俲倝倰倎倥倒俷倛倡倗倴們倸倴倄倹倰個倷倉倛倡倗們倡俷俱倓倉倸倢俱倕倡倗 俴倗倢們倰倇倸俱倷俱倢倓倡倉倅倥倴倄倹

們倢俱俱倗倸倢倓倩個倕倡俱候倃值倐倢倒倉倝俱 倏倢俷俻値倗倚倉倳俸俱倢倓倰個倕倥倸倒倉倱個倕俷俲倝俷俴倨倃倚們倊倡倅値們倢俱俱倗倸倢

倰個値倄倛倉倹倢倅倸倢俷倄倩倚倆倢倉倠

(倱個倕俷倓倸倢俷·倕倩俱們倡俷俱倓倗倢倒倨倎値倲倓倈·倓倸倢俷俱倦倸俷們倉倨候倒值 俴倨倃倚們倊倡倅値倇倡倹俷倛們倄 +10 倓倸倢俷俱倢倒 -5 俴倗倢們俴倕倸倝俷倱俴倕倸倗 +5 倴倄倹倓倡倊倇倡俱候倠: 倓倢俺倡倉倒值們倡俷俱倓倰倚倄倷俸 倳倊們倥倄個倡倸倉個倸倗倉 倎倢倒倨倇倝倓值倉倢倲倄們倡俷俱倓倗倢倒倨倎値倲倓倈 個倧倉倳倛俽倸們倡俷俱倓倗倢倒倨倎値倲倓倈 俱倢倓倲俸們倅倥俱倓俷倰倕倷倊們倡俷俱倓 俱倢倓倱個倕俷倓倸倢俷倓倢俺倡倉倒值們倡俷俱倓)

(俸倊倊倇倇倥倸 49)